UK Mortgage Rates Ease to 4.6% (July 2026): What Sellers Should Do

Average two-year fixed mortgage rates have eased from around 5% in March and April back to roughly 4.6% at the start of July (Nationwide data via Savills). It's a meaningful drop for buyer affordability, but it hasn't yet reversed the underlying weakness in demand: mortgage approvals for house purchase in May were the lowest since November 2023. For sellers, the takeaway is nuanced — the buyers wh

https://www.offagent.co.uk/blog/mortgage-rates-ease-summer-2026