House Sale Proceeds Calculator UK 2026: How Much Will You Get?

Net proceeds from a UK house sale are the sale price minus your outstanding mortgage, any early repayment charge, selling fees (1.42% inc VAT with a typical estate agent, or a flat £247 with OffAgent), conveyancing (£800–£1,500), an EPC (£60–£120) and moving costs. On a £300,000 home with a £150,000 mortgage that's roughly £143,000 via an agent or £147,000 selling privately.

https://www.offagent.co.uk/tools/house-sale-proceeds-calculator